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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,631 | $95,664-55.4% | $76,902-44.6% | $139,487-69.4% |
| Participation rate | 58.3% | 74.0%-15.7pp | 69.6%-11.3pp | 80.3%-22.0pp |
| Annual return | 23.49% | 55.03%-31.5pp | 37.91%-14.4pp | 373.84%-350.4pp |
| Employer contribution / active EE | $1,586 | $3,147-49.6% | $2,534-37.4% | $4,755-66.6% |
| Participant deferral / active EE | $4,118 | $4,626-11.0% | $3,833+7.4% | $6,713-38.7% |
| Admin fee / account holder | $19 | $8,311-99.8% | $5,479-99.7% | $11,407-99.8% |