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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,908 | $88,603-64.0% | $69,890-54.3% | $134,545-76.3% |
| Participation rate | 66.7% | 74.9%-8.3pp | 70.5%-3.8pp | 81.2%-14.6pp |
| Annual return | -9.02% | 442.93%-452.0pp | 190.84%-199.9pp | 418.37%-427.4pp |
| Employer contribution / active EE | $1,620 | $3,236-49.9% | $2,560-36.7% | $4,742-65.8% |
| Participant deferral / active EE | $4,877 | $4,771+2.2% | $3,848+26.7% | $6,401-23.8% |
| Admin fee / account holder | $15 | $10,443-99.9% | $6,267-99.8% | $11,431-99.9% |