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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,295 | $64,517-18.9% | $81,438-35.8% | $80,874-35.3% |
| Participation rate | 50.0% | 63.9%-13.9pp | 69.5%-19.5pp | 67.6%-17.6pp |
| Annual return | 15.14% | 16.35%-1.2pp | 24.74%-9.6pp | 35.62%-20.5pp |
| Employer contribution / active EE | $1,339 | $1,982-32.4% | $2,460-45.6% | $2,756-51.4% |
| Participant deferral / active EE | $2,592 | $3,096-16.3% | $3,883-33.2% | $4,297-39.7% |
| Admin fee / account holder | $19 | $5,677-99.7% | $5,764-99.7% | $6,935-99.7% |