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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,295 | $63,773-18.0% | $81,286-35.7% | $80,925-35.4% |
| Participation rate | 50.0% | 63.9%-13.9pp | 69.5%-19.5pp | 67.7%-17.7pp |
| Annual return | 15.14% | 16.37%-1.2pp | 24.80%-9.7pp | 35.65%-20.5pp |
| Employer contribution / active EE | $1,339 | $1,979-32.3% | $2,463-45.6% | $2,756-51.4% |
| Participant deferral / active EE | $2,592 | $3,093-16.2% | $3,883-33.2% | $4,299-39.7% |
| Admin fee / account holder | $19 | $5,682-99.7% | $5,764-99.7% | $6,940-99.7% |