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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,540 | $176,105-91.2% | $159,474-90.3% | $167,536-90.7% |
| Participation rate | 86.7% | 85.0%+1.7pp | 82.8%+3.8pp | 82.1%+4.6pp |
| Annual return | 22.99% | 331.91%-308.9pp | 263.68%-240.7pp | 478.82%-455.8pp |
| Employer contribution / active EE | $2,040 | $5,299-61.5% | $4,831-57.8% | $4,839-57.9% |
| Participant deferral / active EE | $4,223 | $7,751-45.5% | $7,353-42.6% | $6,342-33.4% |
| Admin fee / account holder | $750 | $12,559-94.0% | $10,802-93.1% | $12,315-93.9% |