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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,230 | $80,983-24.4% | $96,544-36.6% | $75,177-18.6% |
| Participation rate | 57.6% | 71.8%-14.2pp | 76.0%-18.4pp | 67.2%-9.6pp |
| Annual return | 17.05% | 27.05%-10.0pp | 25.88%-8.8pp | 160.75%-143.7pp |
| Employer contribution / active EE | $1,099 | $2,282-51.8% | $2,966-62.9% | $2,671-58.9% |
| Participant deferral / active EE | $3,043 | $3,929-22.5% | $4,851-37.3% | $4,126-26.3% |
| Admin fee / account holder | $2,813 | $6,717-58.1% | $8,254-65.9% | $5,651-50.2% |