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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,419 | $82,678-64.4% | $125,391-76.5% | $68,490-57.0% |
| Participation rate | 64.5% | 75.1%-10.5pp | 82.4%-17.9pp | 67.9%-3.4pp |
| Annual return | 4.96% | -5.97%+10.9pp | 572.41%-567.5pp | -7.85%+12.8pp |
| Employer contribution / active EE | $1,175 | $3,382-65.3% | $4,816-75.6% | $2,597-54.7% |
| Participant deferral / active EE | $3,588 | $6,111-41.3% | $7,448-51.8% | $4,028-10.9% |
| Admin fee / account holder | $1,832 | $6,277-70.8% | $10,009-81.7% | $5,403-66.1% |