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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,696 | $138,114-77.1% | $125,391-74.7% | $134,545-76.4% |
| Participation rate | 20.0% | 84.5%-64.5pp | 82.4%-62.4pp | 81.2%-61.2pp |
| Annual return | -12.00% | 750.88%-762.9pp | 572.41%-584.4pp | 418.37%-430.4pp |
| Employer contribution / active EE | $1,154 | $5,246-78.0% | $4,816-76.0% | $4,742-75.7% |
| Participant deferral / active EE | $2,554 | $7,801-67.3% | $7,448-65.7% | $6,401-60.1% |
| Admin fee / account holder | $5,604 | $11,570-51.6% | $10,009-44.0% | $11,431-51.0% |