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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,728 | $176,105-87.1% | $159,474-85.7% | $167,536-86.4% |
| Participation rate | 57.1% | 85.0%-27.8pp | 82.8%-25.7pp | 82.1%-25.0pp |
| Annual return | 14.10% | 331.91%-317.8pp | 263.68%-249.6pp | 478.82%-464.7pp |
| Employer contribution / active EE | $1,497 | $5,299-71.8% | $4,831-69.0% | $4,839-69.1% |
| Participant deferral / active EE | $3,516 | $7,751-54.6% | $7,353-52.2% | $6,342-44.6% |
| Admin fee / account holder | $949 | $12,559-92.4% | $10,802-91.2% | $12,315-92.3% |