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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,833 | $92,743-73.2% | $82,744-70.0% | $134,532-81.5% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 81.2%-31.2pp |
| Annual return | -15.19% | 946.63%-961.8pp | 702.22%-717.4pp | 418.27%-433.5pp |
| Employer contribution / active EE | $2,143 | $3,273-34.5% | $3,008-28.8% | $4,741-54.8% |
| Participant deferral / active EE | $10,381 | $4,802+116.2% | $4,395+136.2% | $6,401+62.2% |
| Admin fee / account holder | $14,637 | $5,977+144.9% | $5,325+174.9% | $11,429+28.1% |