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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,462 | $217,432-83.2% | $185,851-80.4% | $167,553-78.2% |
| Participation rate | 72.7% | 86.1%-13.3pp | 81.7%-9.0pp | 82.1%-9.4pp |
| Annual return | 12.25% | 148.43%-136.2pp | 122.11%-109.9pp | 478.89%-466.6pp |
| Employer contribution / active EE | $5,563 | $5,874-5.3% | $5,168+7.6% | $4,840+15.0% |
| Participant deferral / active EE | $2,513 | $6,357-60.5% | $5,569-54.9% | $6,343-60.4% |
| Admin fee / account holder | $1,039 | $19,820-94.8% | $16,245-93.6% | $12,316-91.6% |