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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,542 | $209,422-85.4% | $178,503-82.9% | $158,982-80.8% |
| Participation rate | 90.0% | 86.4%+3.6pp | 81.9%+8.1pp | 82.0%+8.0pp |
| Annual return | 12.51% | 188.81%-176.3pp | 151.12%-138.6pp | 302.99%-290.5pp |
| Employer contribution / active EE | $5,802 | $5,707+1.7% | $5,011+15.8% | $4,763+21.8% |
| Participant deferral / active EE | $2,889 | $5,955-51.5% | $5,202-44.5% | $5,983-51.7% |
| Admin fee / account holder | $574 | $17,079-96.6% | $13,987-95.9% | $11,252-94.9% |