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| Provider | Service type | Compensation |
|---|---|---|
WESPAC PLAN SERVICES, LLC6 years Service code 15 · EIN 26-2824668 519 17TH STREET, 5TH FLOOR · OAKLAND, CA 94612 | Recordkeeping | $33,407 |
WESPAC PLAN SERVICES, LLC5 years Filed as: WESPAC ADVISORS, LLC Service code 51 · EIN 26-2824865 519 17TH STREET, 5TH FLOOR · OAKLAND, CA 94612 | Investment Mgmt Fees | $7,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,939 | $82,163-51.4% | $125,381-68.1% | $64,819-38.4% |
| Participation rate | 66.6% | 77.9%-11.3pp | 82.4%-15.8pp | 71.5%-4.9pp |
| Annual return | -2.71% | 3.49%-6.2pp | 572.31%-575.0pp | 32.84%-35.6pp |
| Employer contribution / active EE | $0 | $3,616-100.0% | $4,815-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $9,874 | $7,175+37.6% | $7,448+32.6% | $4,311+129.0% |
| Admin fee / account holder | $90 | $163-45.2% | $10,007-99.1% | $188-52.3% |