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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,445 | $181,898-10.1% | $156,551+4.4% | $273,968-40.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 16.82% | 30.74%-13.9pp | 32.23%-15.4pp | 41.45%-24.6pp |
| Employer contribution / active EE | $2,207 | $6,248-64.7% | $5,501-59.9% | $4,869-54.7% |
| Participant deferral / active EE | $1,542 | $5,550-72.2% | $4,871-68.3% | $5,287-70.8% |
| Admin fee / account holder | $563 | $15,560-96.4% | $13,028-95.7% | $10,132-94.4% |