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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,496 | $90,606-53.1% | $79,466-46.5% | $135,379-68.6% |
| Participation rate | 20.0% | 76.0%-56.0pp | 73.3%-53.3pp | 82.6%-62.6pp |
| Annual return | 29.68% | 977.69%-948.0pp | 718.28%-688.6pp | 519.79%-490.1pp |
| Employer contribution / active EE | $349 | $3,068-88.6% | $2,800-87.5% | $4,779-92.7% |
| Participant deferral / active EE | $2,084 | $4,050-48.6% | $3,704-43.7% | $5,609-62.9% |
| Admin fee / account holder | $635 | $5,895-89.2% | $5,104-87.6% | $10,828-94.1% |