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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,153 | $79,955-39.8% | $98,461-51.1% | $75,173-35.9% |
| Participation rate | 91.0% | 70.4%+20.6pp | 75.2%+15.8pp | 67.2%+23.8pp |
| Annual return | 62.70% | 19.75%+43.0pp | 21.17%+41.5pp | 160.72%-98.0pp |
| Employer contribution / active EE | $7,438 | $2,264+228.5% | $3,049+144.0% | $2,671+178.5% |
| Participant deferral / active EE | $15,188 | $3,752+304.7% | $4,738+220.5% | $4,126+268.1% |
| Admin fee / account holder | $7,068 | $6,841+3.3% | $8,961-21.1% | $5,651+25.1% |