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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,609 | $212,386+49.1% | $199,883+58.4% | $138,895+127.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 11.35% | 47.75%-36.4pp | 43.81%-32.5pp | 145.39%-134.0pp |
| Employer contribution / active EE | $27,500 | $6,625+315.1% | $6,261+339.2% | $4,194+555.7% |
| Participant deferral / active EE | $10,000 | $9,617+4.0% | $9,138+9.4% | $6,396+56.3% |
| Admin fee / account holder | $0 | $18,233-100.0% | $17,268-100.0% | $12,562-100.0% |