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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,534 | $41,377-55.2% | $109,313-83.0% | $62,881-70.5% |
| Participation rate | 52.4% | 57.5%-5.2pp | 71.3%-18.9pp | 69.3%-16.9pp |
| Annual return | 6.82% | 11.05%-4.2pp | 22.07%-15.2pp | 20.14%-13.3pp |
| Employer contribution / active EE | $578 | $1,276-54.7% | $3,892-85.1% | $2,281-74.7% |
| Participant deferral / active EE | $999 | $2,045-51.1% | $3,166-68.4% | $3,203-68.8% |
| Admin fee / account holder | $931 | $2,884-67.7% | $5,666-83.6% | $4,296-78.3% |