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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,180 | $138,078+71.8% | $125,363+89.2% | $134,509+76.3% |
| Participation rate | 94.4% | 84.5%+10.0pp | 82.4%+12.1pp | 81.2%+13.2pp |
| Annual return | -23.47% | 750.49%-774.0pp | 572.15%-595.6pp | 418.13%-441.6pp |
| Employer contribution / active EE | $4,570 | $5,245-12.9% | $4,815-5.1% | $4,741-3.6% |
| Participant deferral / active EE | $8,912 | $7,800+14.3% | $7,447+19.7% | $6,400+39.2% |
| Admin fee / account holder | $3,620 | $11,566-68.7% | $10,005-63.8% | $11,427-68.3% |