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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,438 | $102,632-5.1% | $81,988+18.8% | $158,950-38.7% |
| Participation rate | 28.6% | 75.5%-47.0pp | 69.3%-40.7pp | 82.0%-53.4pp |
| Annual return | 17.76% | 61.05%-43.3pp | 41.31%-23.6pp | 302.91%-285.2pp |
| Employer contribution / active EE | $2,593 | $3,241-20.0% | $2,498+3.8% | $4,762-45.6% |
| Participant deferral / active EE | $2,950 | $4,649-36.5% | $3,722-20.8% | $5,983-50.7% |
| Admin fee / account holder | $821 | $8,237-90.0% | $5,665-85.5% | $11,248-92.7% |