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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,603 | $102,632-61.4% | $81,988-51.7% | $158,950-75.1% |
| Participation rate | 50.0% | 75.5%-25.5pp | 69.3%-19.3pp | 82.0%-32.0pp |
| Annual return | 25.61% | 61.05%-35.4pp | 41.31%-15.7pp | 302.91%-277.3pp |
| Employer contribution / active EE | $903 | $3,241-72.2% | $2,498-63.9% | $4,762-81.0% |
| Participant deferral / active EE | $1,400 | $4,649-69.9% | $3,722-62.4% | $5,983-76.6% |
| Admin fee / account holder | $4,306 | $8,237-47.7% | $5,665-24.0% | $11,248-61.7% |