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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,804 | $105,198-44.1% | $159,455-63.1% | $85,856-31.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 12.23% | 45.08%-32.8pp | 263.63%-251.4pp | 318.58%-306.4pp |
| Employer contribution / active EE | $4,252 | $3,319+28.1% | $4,830-12.0% | $2,565+65.8% |
| Participant deferral / active EE | $10,592 | $5,946+78.1% | $7,353+44.1% | $3,952+168.0% |
| Admin fee / account holder | $9,651 | $6,934+39.2% | $10,800-10.6% | $6,261+54.2% |