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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,391 | $77,908-37.9% | $149,696-67.7% | $75,173-35.6% |
| Participation rate | 44.3% | 65.6%-21.3pp | 78.8%-34.5pp | 67.2%-22.9pp |
| Annual return | 25.22% | 31.73%-6.5pp | 134.46%-109.2pp | 160.72%-135.5pp |
| Employer contribution / active EE | $1,884 | $3,138-40.0% | $4,821-60.9% | $2,671-29.5% |
| Participant deferral / active EE | $2,919 | $3,411-14.4% | $5,682-48.6% | $4,126-29.2% |
| Admin fee / account holder | $1,971 | $5,950-66.9% | $13,212-85.1% | $5,651-65.1% |