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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,209 | $73,848-59.1% | $143,799-79.0% | $68,486-55.9% |
| Participation rate | 56.7% | 66.7%-10.0pp | 80.3%-23.6pp | 67.9%-11.2pp |
| Annual return | -19.14% | 0.91%-20.0pp | -0.04%-19.1pp | -7.85%-11.3pp |
| Employer contribution / active EE | $2,117 | $3,184-33.5% | $4,952-57.2% | $2,597-18.5% |
| Participant deferral / active EE | $3,189 | $3,385-5.8% | $5,638-43.4% | $4,028-20.8% |
| Admin fee / account holder | $458 | $5,755-92.0% | $14,677-96.9% | $5,404-91.5% |