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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,513 | $103,038-38.4% | $90,324-29.7% | $152,909-58.5% |
| Participation rate | 71.4% | 75.9%-4.4pp | 73.3%-1.9pp | 82.5%-11.0pp |
| Annual return | 19.29% | 95.25%-76.0pp | 78.15%-58.9pp | 345.46%-326.2pp |
| Employer contribution / active EE | $11,032 | $3,141+251.3% | $2,856+286.3% | $4,764+131.6% |
| Participant deferral / active EE | $3,378 | $4,282-21.1% | $3,885-13.1% | $5,851-42.3% |
| Admin fee / account holder | $711 | $6,177-88.5% | $5,356-86.7% | $11,601-93.9% |