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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,172 | $99,011-10.9% | $86,582+1.8% | $147,586-40.3% |
| Participation rate | 40.0% | 76.3%-36.3pp | 73.5%-33.5pp | 82.8%-42.8pp |
| Annual return | 15.03% | 1312.75%-1297.7pp | 965.08%-950.1pp | 578.59%-563.6pp |
| Employer contribution / active EE | $14,331 | $3,132+357.6% | $2,839+404.7% | $4,876+193.9% |
| Participant deferral / active EE | $4,636 | $3,972+16.7% | $3,609+28.5% | $5,439-14.8% |
| Admin fee / account holder | $19,391 | $5,709+239.7% | $4,904+295.4% | $10,886+78.1% |