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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,088 | $88,710-12.0% | $81,783-4.5% | $145,959-46.5% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 11.26% | 1027.26%-1016.0pp | 775.05%-763.8pp | 561.95%-550.7pp |
| Employer contribution / active EE | $7,145 | $3,083+131.7% | $2,913+145.3% | $4,661+53.3% |
| Participant deferral / active EE | $3,078 | $4,645-33.7% | $4,320-28.7% | $6,689-54.0% |
| Admin fee / account holder | $699 | $8,407-91.7% | $7,380-90.5% | $13,398-94.8% |