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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,088 | $88,815-12.1% | $81,882-4.6% | $145,897-46.5% |
| Participation rate | 60.0% | 75.1%-15.1pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 11.26% | 1033.75%-1022.5pp | 779.47%-768.2pp | 552.29%-541.0pp |
| Employer contribution / active EE | $7,145 | $3,086+131.5% | $2,916+145.0% | $4,663+53.2% |
| Participant deferral / active EE | $3,078 | $4,647-33.8% | $4,323-28.8% | $6,689-54.0% |
| Admin fee / account holder | $699 | $8,434-91.7% | $7,360-90.5% | $13,390-94.8% |