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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,139 | $150,207-71.9% | $120,380-65.0% | $145,978-71.1% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 13.50% | 154.28%-140.8pp | 107.28%-93.8pp | 550.52%-537.0pp |
| Employer contribution / active EE | $3,914 | $4,351-10.0% | $3,465+13.0% | $4,662-16.0% |
| Participant deferral / active EE | $7,389 | $6,175+19.7% | $4,992+48.0% | $6,690+10.5% |
| Admin fee / account holder | $307 | $12,203-97.5% | $9,421-96.7% | $13,400-97.7% |