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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,260 | $88,778-64.8% | $81,844-61.8% | $145,884-78.6% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 16.37% | 1033.03%-1016.7pp | 778.87%-762.5pp | 551.85%-535.5pp |
| Employer contribution / active EE | $1,615 | $3,087-47.7% | $2,916-44.6% | $4,662-65.4% |
| Participant deferral / active EE | $3,258 | $4,648-29.9% | $4,323-24.6% | $6,690-51.3% |
| Admin fee / account holder | $8,530 | $8,430+1.2% | $7,355+16.0% | $13,392-36.3% |