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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,156 | $109,905-88.9% | $98,506-87.7% | $167,553-92.7% |
| Participation rate | 56.5% | 75.8%-19.3pp | 73.3%-16.8pp | 82.1%-25.6pp |
| Annual return | 18.34% | 1960.20%-1941.9pp | 1494.92%-1476.6pp | 478.89%-460.6pp |
| Employer contribution / active EE | $795 | $3,226-75.4% | $2,961-73.2% | $4,840-83.6% |
| Participant deferral / active EE | $1,961 | $4,674-58.0% | $4,277-54.1% | $6,343-69.1% |
| Admin fee / account holder | $48 | $6,760-99.3% | $5,955-99.2% | $12,316-99.6% |