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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,072 | $76,551-34.6% | $123,894-59.6% | $62,881-20.4% |
| Participation rate | 69.6% | 73.0%-3.4pp | 81.4%-11.8pp | 69.3%+0.3pp |
| Annual return | 6.05% | 18.68%-12.6pp | 47.52%-41.5pp | 20.14%-14.1pp |
| Employer contribution / active EE | $473 | $2,882-83.6% | $4,617-89.8% | $2,281-79.3% |
| Participant deferral / active EE | $2,567 | $4,840-47.0% | $5,984-57.1% | $3,203-19.9% |
| Admin fee / account holder | $2,906 | $4,826-39.8% | $8,357-65.2% | $4,296-32.4% |