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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,757 | $148,629+236.9% | $135,982+268.3% | $139,487+259.0% |
| Participation rate | 85.7% | 83.9%+1.8pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 23.27% | 79.33%-56.1pp | 68.32%-45.1pp | 373.84%-350.6pp |
| Employer contribution / active EE | $4,831 | $5,247-7.9% | $4,859-0.6% | $4,755+1.6% |
| Participant deferral / active EE | $7,639 | $8,102-5.7% | $7,760-1.6% | $6,713+13.8% |
| Admin fee / account holder | $1,482 | $12,406-88.1% | $10,767-86.2% | $11,407-87.0% |