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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,434 | $138,114+185.6% | $125,391+214.6% | $134,545+193.2% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -18.32% | 750.88%-769.2pp | 572.41%-590.7pp | 418.37%-436.7pp |
| Employer contribution / active EE | $4,168 | $5,246-20.6% | $4,816-13.5% | $4,742-12.1% |
| Participant deferral / active EE | $8,769 | $7,801+12.4% | $7,448+17.7% | $6,401+37.0% |
| Admin fee / account holder | $1,338 | $11,570-88.4% | $10,009-86.6% | $11,431-88.3% |