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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,791 | $97,027-90.9% | $83,323-89.4% | $135,382-93.5% |
| Participation rate | 38.5% | 80.4%-41.9pp | 77.8%-39.3pp | 82.6%-44.2pp |
| Annual return | -24.66% | 12.31%-37.0pp | 10.63%-35.3pp | 519.77%-544.4pp |
| Employer contribution / active EE | $475 | $4,143-88.5% | $3,379-85.9% | $4,779-90.1% |
| Participant deferral / active EE | $2,921 | $5,964-51.0% | $5,565-47.5% | $5,609-47.9% |
| Admin fee / account holder | $61 | $8,427-99.3% | $7,539-99.2% | $10,829-99.4% |