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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,003 | $132,099-68.2% | $115,599-63.7% | $138,895-69.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 20.25% | 176.76%-156.5pp | 111.10%-90.8pp | 145.39%-125.1pp |
| Employer contribution / active EE | $3,812 | $3,416+11.6% | $2,955+29.0% | $4,194-9.1% |
| Participant deferral / active EE | $7,532 | $5,617+34.1% | $4,889+54.0% | $6,396+17.8% |
| Admin fee / account holder | $1,803 | $15,650-88.5% | $12,841-86.0% | $12,562-85.6% |