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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,197 | $105,145+161.7% | $94,664+190.7% | $139,466+97.3% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 31.68% | 38.09%-6.4pp | 156.84%-125.2pp | 373.66%-342.0pp |
| Employer contribution / active EE | $2,681 | $4,107-34.7% | $3,673-27.0% | $4,754-43.6% |
| Participant deferral / active EE | $11,250 | $7,599+48.1% | $7,417+51.7% | $6,712+67.6% |
| Admin fee / account holder | $732 | $8,972-91.8% | $7,222-89.9% | $11,409-93.6% |