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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,588 | $160,040-32.1% | $147,096-26.2% | $145,877-25.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.49% | 98.49%-88.0pp | 419.75%-409.3pp | 551.28%-540.8pp |
| Employer contribution / active EE | $11,632 | $5,289+119.9% | $4,936+135.7% | $4,663+149.5% |
| Participant deferral / active EE | $5,604 | $8,429-33.5% | $8,071-30.6% | $6,691-16.2% |
| Admin fee / account holder | $2,411 | $15,050-84.0% | $13,005-81.5% | $13,402-82.0% |