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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,683 | $176,105-42.8% | $159,474-36.9% | $167,536-39.9% |
| Participation rate | 84.6% | 85.0%-0.3pp | 82.8%+1.8pp | 82.1%+2.5pp |
| Annual return | 12.49% | 331.91%-319.4pp | 263.68%-251.2pp | 478.82%-466.3pp |
| Employer contribution / active EE | $10,841 | $5,299+104.6% | $4,831+124.4% | $4,839+124.0% |
| Participant deferral / active EE | $5,458 | $7,751-29.6% | $7,353-25.8% | $6,342-13.9% |
| Admin fee / account holder | $2,787 | $12,559-77.8% | $10,802-74.2% | $12,315-77.4% |