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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,359 | $154,228-20.7% | $145,433-15.9% | $137,256-10.9% |
| Participation rate | 93.3% | 83.8%+9.5pp | 82.1%+11.2pp | 80.0%+13.4pp |
| Annual return | 20.16% | 74.59%-54.4pp | 66.58%-46.4pp | 220.34%-200.2pp |
| Employer contribution / active EE | $10,845 | $4,804+125.7% | $4,554+138.1% | $4,156+160.9% |
| Participant deferral / active EE | $4,020 | $8,216-51.1% | $7,897-49.1% | $6,407-37.3% |
| Admin fee / account holder | $7,061 | $14,344-50.8% | $13,129-46.2% | $12,270-42.5% |