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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,372 | $56,894-44.9% | $84,753-63.0% | $62,881-50.1% |
| Participation rate | 29.0% | 68.5%-39.5pp | 76.6%-47.6pp | 69.3%-40.3pp |
| Annual return | 10.33% | 6.30%+4.0pp | 22.78%-12.5pp | 20.14%-9.8pp |
| Employer contribution / active EE | $1,092 | $2,400-54.5% | $3,574-69.4% | $2,281-52.1% |
| Participant deferral / active EE | $2,951 | $2,709+8.9% | $3,712-20.5% | $3,203-7.9% |
| Admin fee / account holder | $0 | $3,581-100.0% | $5,333-100.0% | $4,296-100.0% |