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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,159 | $148,582-89.8% | $135,942-88.8% | $139,456-89.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.61% | 79.26%-56.6pp | 68.28%-45.7pp | 373.45%-350.8pp |
| Employer contribution / active EE | $2,976 | $5,245-43.2% | $4,858-38.7% | $4,753-37.4% |
| Participant deferral / active EE | $5,770 | $8,101-28.8% | $7,759-25.6% | $6,711-14.0% |
| Admin fee / account holder | $430 | $12,402-96.5% | $10,764-96.0% | $11,407-96.2% |