Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,820 | $91,179+30.3% | $178,499-33.4% | $79,852+48.8% |
| Participation rate | 5.6% | 69.2%-63.7pp | 81.9%-76.4pp | 69.6%-64.1pp |
| Annual return | 1.75% | 24.19%-22.4pp | 151.10%-149.4pp | 31.72%-30.0pp |
| Employer contribution / active EE | $283 | $3,256-91.3% | $5,011-94.3% | $2,471-88.5% |
| Participant deferral / active EE | $1,444 | $3,236-55.4% | $5,202-72.2% | $3,740-61.4% |
| Admin fee / account holder | $852 | $6,749-87.4% | $13,986-93.9% | $5,306-84.0% |