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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,075 | $27,632-78.0% | $61,399-90.1% | $68,495-91.1% |
| Participation rate | 78.0% | 39.5%+38.5pp | 52.6%+25.4pp | 67.9%+10.1pp |
| Annual return | -22.51% | -13.24%-9.3pp | 338.81%-361.3pp | -7.84%-14.7pp |
| Employer contribution / active EE | $1,039 | $696+49.4% | $1,159-10.4% | $2,596-60.0% |
| Participant deferral / active EE | $1,766 | $1,264+39.7% | $2,124-16.9% | $4,028-56.2% |
| Admin fee / account holder | $874 | $2,010-56.5% | $2,131-59.0% | $5,403-83.8% |