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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,771 | $37,446-92.6% | $77,552-96.4% | $79,856-96.5% |
| Participation rate | 64.6% | 41.5%+23.1pp | 54.2%+10.4pp | 69.6%-5.0pp |
| Annual return | 62.47% | 39.76%+22.7pp | 54.82%+7.7pp | 31.71%+30.8pp |
| Employer contribution / active EE | $663 | $637+4.0% | $987-32.8% | $2,471-73.2% |
| Participant deferral / active EE | $1,319 | $1,261+4.6% | $1,861-29.1% | $3,741-64.7% |
| Admin fee / account holder | $136 | $2,506-94.6% | $2,859-95.2% | $5,306-97.4% |