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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,747 | $165,361-80.2% | $149,715-78.1% | $158,950-79.4% |
| Participation rate | 82.4% | 84.6%-2.2pp | 82.5%-0.1pp | 82.0%+0.4pp |
| Annual return | 15.46% | 348.24%-332.8pp | 276.66%-261.2pp | 302.91%-287.4pp |
| Employer contribution / active EE | $2,527 | $5,103-50.5% | $4,645-45.6% | $4,762-46.9% |
| Participant deferral / active EE | $5,085 | $7,182-29.2% | $6,842-25.7% | $5,983-15.0% |
| Admin fee / account holder | $5,724 | $10,808-47.0% | $9,310-38.5% | $11,248-49.1% |