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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $704,257 | $175,257+301.8% | $149,717+370.4% | $139,456+405.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.96% | 166.70%-153.7pp | 134.41%-121.4pp | 373.45%-360.5pp |
| Employer contribution / active EE | $19,800 | $5,477+261.5% | $4,820+310.8% | $4,753+316.6% |
| Participant deferral / active EE | $33,750 | $6,521+417.6% | $5,682+494.0% | $6,711+402.9% |
| Admin fee / account holder | $41,128 | $16,156+154.6% | $13,213+211.3% | $11,407+260.6% |