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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,230 | $118,695-69.5% | $98,916-63.4% | $158,950-77.2% |
| Participation rate | 40.0% | 77.8%-37.8pp | 76.0%-36.0pp | 82.0%-42.0pp |
| Annual return | 17.21% | 372.39%-355.2pp | 196.45%-179.2pp | 302.91%-285.7pp |
| Employer contribution / active EE | $702 | $3,333-78.9% | $2,689-73.9% | $4,762-85.3% |
| Participant deferral / active EE | $1,482 | $5,088-70.9% | $4,245-65.1% | $5,983-75.2% |
| Admin fee / account holder | $109 | $10,132-98.9% | $6,642-98.4% | $11,248-99.0% |