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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,246 | $102,663-47.2% | $86,216-37.1% | $139,466-61.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 11.93% | 1924.52%-1912.6pp | 1169.42%-1157.5pp | 373.66%-361.7pp |
| Employer contribution / active EE | $7,550 | $3,035+148.8% | $2,382+217.0% | $4,754+58.8% |
| Participant deferral / active EE | $4,375 | $4,677-6.5% | $3,986+9.8% | $6,712-34.8% |
| Admin fee / account holder | $797 | $8,663-90.8% | $6,853-88.4% | $11,409-93.0% |