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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,229 | $118,877-62.8% | $96,570-54.2% | $167,536-73.6% |
| Participation rate | 92.9% | 75.5%+17.4pp | 69.8%+23.0pp | 82.1%+10.7pp |
| Annual return | 12.33% | 50.50%-38.2pp | 37.79%-25.5pp | 478.82%-466.5pp |
| Employer contribution / active EE | $6,707 | $3,121+114.9% | $2,357+184.5% | $4,839+38.6% |
| Participant deferral / active EE | $3,250 | $4,617-29.6% | $3,849-15.6% | $6,342-48.8% |
| Admin fee / account holder | $574 | $8,069-92.9% | $6,182-90.7% | $12,315-95.3% |