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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,394 | $138,072-70.7% | $123,549-67.3% | $135,382-70.2% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -4.96% | 153.69%-158.7pp | 119.20%-124.2pp | 519.77%-524.7pp |
| Employer contribution / active EE | $7,934 | $5,152+54.0% | $4,628+71.4% | $4,779+66.0% |
| Participant deferral / active EE | $6,669 | $6,799-1.9% | $6,426+3.8% | $5,609+18.9% |
| Admin fee / account holder | $6,796 | $10,917-37.7% | $9,284-26.8% | $10,829-37.2% |