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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,191 | $217,432-75.5% | $185,849-71.4% | $167,536-68.3% |
| Participation rate | 42.9% | 86.1%-43.2pp | 81.7%-38.9pp | 82.1%-39.3pp |
| Annual return | 21.13% | 148.42%-127.3pp | 122.10%-101.0pp | 478.82%-457.7pp |
| Employer contribution / active EE | $2,809 | $5,875-52.2% | $5,169-45.6% | $4,839-41.9% |
| Participant deferral / active EE | $3,960 | $6,357-37.7% | $5,569-28.9% | $6,342-37.6% |
| Admin fee / account holder | $166 | $19,818-99.2% | $16,244-99.0% | $12,315-98.6% |